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APPRAISAL, CREDIT REPORT and AUS (Automatic Underwring System) FEES:

Please submit a Check Payable to Premier Bank as follows:

     Conventional Loans: $419.66 Joint applications   $413.87 Individual applications

     Investment Property: $484.66 Joint applications   $478.87 Individual applications

     FHA Loans:              $409.66 Joint applications   $403.87 Individual applications

     VA Loans:                $334.66 Joint applications   $328.87 Individual applications

DOCUMENTING INCOME 

IF YOU ARE SALARED WE WILL NEED:

    Previous thirty days of received pay stubs

    Previous two-years W-2 forms

IF YOU ARE SELF EMPLOYED OR RECEIVE COMMISSION, BONUS, OR RENTAL INCOME:

     Last two-years Personal Tax Returns filed with all schedules

TO DOCUMENT FUNDS TO CLOSE AND CASH RESERVES, PLEASE PROVIDE :

    Last two bank statements (all pages) for all funds listed on application.*

         * NOTE: If bank statement shows any large deposits, please document source of funds.

    Copy of Closing Statement from recently sold Real Estate

PLEASE PROVIDE THE FOLLOWING INFORMATION ABOUT THE PROPERTY:

     Copy of Sales Contract for Purchases.  Original if FHA or VA loan.

FOR NEW CONSTRUCTION OR RENOVATIONS:

     Copy of Construction Contract

     Copy of Lot Contract if purchasing lot or Warranty Deed if you already own your lot

      Plans and Specifications for work to be done

      Architectural Control Committee Approval Letter if required for your Subdivision

FOR REFINANCES:

      Copy of Warranty Deed

      Copy of current Homeowners Insurance Policy

      Copy of most recent Mortgage Statement

      Copy of Survey (Typically can use existing if no external changes to property)

      Copy of existing Title Insurance Policy (should entitle you to a discount on this fee)

      Copy of Original Closing Statement

VA LOAN APPLICANTS, PLEASE PROVIDE:

       Copy of DD214

       Original Certificate of Eligibility (you may obtain through VA's Web Site)

Please provide your drivers license or other photo identification to help us comply with the Patriot Act.